money health weekly


How to Financially Change When You Feel Stuck


"The curious paradox is that when I accept myself just as I am, then I can change."

-Carl Rogers


We're finishing up a late shift and my coworker tells me that he has to work in the morning at his other job. He works two jobs; his other one is at Wal-Mart. He spends a lot of time telling me about how much he dislikes working there. He doesn't like dealing with customers. That's why he works in the kitchen with me.

I do what anybody does when someone complains about their job. I tell him he should quit. He wants to, but he gets good benefits. He has a 401(k) with extra money put in there to match his. He gets stock options and can buy stock at discounted prices.

I'm jealous of him. I've been fascinated by personal finance and investing for a long time now. I don't really understand what stock options are or what a 401(k) is, but I want to learn.

That was 21 years ago, and I am now an expert in investing and personal finance. I wish I could say I started learning about investing that same day, but I didn't. I wanted to invest and make a lot of money. I wanted to find the next Microsoft (because I thought that was possible). I wanted to have a retirement account and take advantage of compound interest.

I wanted all those things, but didn't do anything about it for years. I was pretty ashamed of myself. Why didn't I ever do anything about it? I knew I wanted to, but my actions didn't align with my desires. It wasn't until I decided I was going to be an investor, a saver, and a student that I was able to start saving and investing.

financial change is possible

Continuous Self-Improvement

You want to be better. We all do. We all have a deep desire to better ourselves, meaning, we have a natural instinct to grow. This drive in us isn't the same for everyone, but it's there. We're all moving forward, looking ahead for what will make us better off.