Blue Water

Financial Therapy
Financial Life Planning

Money need not be stressful. Use money on purpose, with purpose.


Financial Therapy/Life Planning

I envision a world where 1) money doesn't stress people out, 2) people are able to have productive conversations about money, and 3) people use their money as a tool to support their important values.

People come to Money Health Solutions when they have something between them and Money Health, and they don't know what it is or haven't been able to get by it on their own. I facilitate Money Health by helping you identify and change your financial beliefs and behaviors that may be negatively impacting your life. I help you create new habits, behaviors, and systems that help you live a financially healthy life without having to rely on your limited willpower.

In other words, I help you think, feel, communicate, and behave differently about money.

Therapy Office

Does this sound like you?

  • You know what you're supposed to do logically, but you can't get yourself to do it.

  • You feel negative emotions, like shame, stress, guilt, or anxiety when money matters come up.

  • You struggle to talk about money and find yourself fighting about it with your partner.

  • You mindlessly spend money without a plan and feel bad about it.

  • You're so anxious about money that you avoid thinking about it, talking about it, or doing anything about it.

  • You have a good income but you aren't saving as much as you think you should be.

  • Enough is enough; now's the time to do something about your financial situation.

What is Financial Therapy?

Financial therapy adds a therapeutic relationship to personal finance. It helps you think, act, feel, and communicate better around money. Money is stressful and touches every area of our lives. Therefore, it's helpful to explore the emotional and behavioral side of money, so that you can make smart decisions with your money and about your life.

You may be thinking something negative, like, "I don't need therapy," and if that's you, then you can think of it as financial consulting, financial coaching, or financial behavior advice. What we call it isn't important. What's important is that we consider how beneficial it is to consider the interior side of money (our relationship with money), which acts as a foundation, before we consider the exterior side of money (what tactics we use). All the exterior financial knowledge in the world won't help you if you're unwilling or unable to implement it. Let's improve your relationship with money!

If you are still hung up on the term "financial therapy," know that we won't use a "medical model" like traditional psychotherapists. There's nothing wrong with you that needs fixing. Money Health Solutions offers advice that helps you level up and thrive. You already know what to do; let's help you get to a place where you can do it!

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Are you interested in financial therapy or financial psychology? Consider joining Money Health Weekly. Each week, on Thursday, you'll get an email that addresses different areas of the psychology of money, including money history, happiness, meaning and purpose, and living intentionally.



I'm Derek and I help people make smart decisions with their money and their life.

I'm a financial behavior specialist, financial therapist, speaker, and writer. I help people use their money to live the best life they can. My number one priority is to simplify money matters and help people get unstuck so they can live their lives on purpose.

Learn more about me, if you're interested.


Contact Derek

If you are interested in learning more, please feel free to reach out. You can also schedule a phone call.