"There's no right or wrong time. Just start. Better now than later and better late than never."
I am so stressed! I don't have money to pay the rent. It's 2004 and I'm swamped with my coursework. For the second time in my life, I just pulled two all-nighters in a row. I'm tired. I'm working fewer hours at my job because of my course load. My roommate just moved out so I'm trying to pay for a two-bedroom apartment working part-time.
I'm at the end of my rope.
I don't have the money to pay my bills. I'm playing the "float game," where I write a check and hope it doesn't get cashed until payday. I rely on credit cards, so of course, I'm not saving. I would be completely out of luck if I lost my job or had to further reduce my hours. I'm ashamed to talk about my money situation, and even if I wasn't, there's nobody to talk to. I'm barely treading water, so thinking about what I wanted out of life is completely out of the question. Even if I could use my money to support my values, I don't have any idea what those are.
I'm just trying to survive.
A decade and a half later I would find out that I had no Money Health. I had the money-version of a disease or a disorder. I fixed my Money Health, but it took time. It took patience. I know this is a cliche, but if I can do it, so can you.
Health and Well-Being
Before we can talk about health and money, we should talk about what health and well-being mean.
When most of us think about health our automatic thought it to think about physical health. If we want or need help with some aspect of our physical health we go see a medical doctor. This could be for regular checkups, injuries, and illnesses. Physical health, among other things, means we are free some disease and illness, are physically fit, get enough sleep, and have a healthy diet.