Risk has many definitions, and you have to consider all aspects of risk when making life decisions.

Lifestyle creep is when the cost of your lifestyle creeps up, often without conscious awareness. Bringing awareness to your spending helps.

We don't do a good job of managing big influxes of money. Some take this as a way to live more in the moment, but that's a mistake.

Markets drop and the media sounds the alarm. This is as old as markets. It creates stress, making us want to tinker, which isn't helpful.