It's common to view money as a goal. Money is worthless in and of itself. It's only a means to an end. Money is a tool you can use.

Money is a tool that can be used to help you design a life that you will be able to look back on without regret.

Framing your experiences as, "I have to..." leaves you feeling choiceless. Instead, try framing your experiences as, "I get to..."

Mindfulness is, in part, about becoming more aware of our choices. It's about responding rather than reacting.